/* ==========================================================================
   DESIRE LOANS & SERVICES — MODERN PREMIUM DESIGN SYSTEM
   Brand Palette: Royal Blue (#0B2A5B) + Deep Navy (#123F7A) + Amber Gold (#F39C12)
   Typography: Plus Jakarta Sans / Inter
   ========================================================================== */

:root {
  /* Colors */
  --primary: #0b2a5b;
  --primary-dark: #071b3b;
  --primary-light: #164285;
  --secondary: #123f7a;
  --accent: #d97706;
  --accent-light: #f59e0b;
  --accent-gold: #f39c12;
  --accent-glow: rgba(243, 156, 18, 0.25);
  
  --bg-main: #f7f9fc;
  --bg-white: #ffffff;
  --bg-card: #ffffff;
  --bg-light-blue: #f0f4f9;
  --bg-dark: #07172e;
  --bg-darker: #040c19;
  
  --text-main: #172033;
  --text-muted: #5e6d82;
  --text-light: #8d99ae;
  --text-white: #ffffff;
  --text-dark-blue: #0b2a5b;

  --border-color: #e2e8f0;
  --border-light: #edf2f7;
  --border-active: #cbd5e1;

  /* WhatsApp Brand Color */
  --whatsapp: #25d366;
  --whatsapp-dark: #128c7e;
  --whatsapp-glow: rgba(37, 211, 102, 0.35);

  /* Shadows */
  --shadow-sm: 0 2px 4px rgba(11, 42, 91, 0.04);
  --shadow-md: 0 4px 12px rgba(11, 42, 91, 0.08);
  --shadow-lg: 0 10px 25px -3px rgba(11, 42, 91, 0.1), 0 4px 10px -2px rgba(11, 42, 91, 0.04);
  --shadow-xl: 0 20px 35px -5px rgba(11, 42, 91, 0.15), 0 10px 15px -5px rgba(11, 42, 91, 0.05);
  --shadow-glow: 0 0 20px rgba(243, 156, 18, 0.2);

  /* Radius */
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-pill: 9999px;

  /* Typography */
  --font-family: 'Plus Jakarta Sans', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  --transition-slow: all 0.5s cubic-bezier(0.16, 1, 0.3, 1);
}

/* Base Reset */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
  -webkit-text-size-adjust: 100%;
  overflow-x: hidden;
  max-width: 100%;
}

body {
  font-family: var(--font-family);
  background-color: var(--bg-main);
  color: var(--text-main);
  line-height: 1.6;
  overflow-x: hidden;
  max-width: 100%;
  position: relative;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img, picture, video, canvas, svg {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
  transition: var(--transition);
}

button, input, select, textarea {
  font: inherit;
  border: none;
  outline: none;
}

ul, ol {
  list-style: none;
}

/* ==========================================================================
   LAYOUT CONTAINERS & UTILITIES
   ========================================================================== */

.container {
  width: 100%;
  max-width: 1240px;
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.5rem;
  padding-right: 1.5rem;
}

.section-padding {
  padding: 5.5rem 0;
}

.section-padding-sm {
  padding: 3.5rem 0;
}

.text-center { text-align: center; }
.text-left { text-align: left; }
.text-right { text-align: right; }

.section-header {
  margin-bottom: 3.5rem;
}

.section-header.text-center {
  max-width: 760px;
  margin-left: auto;
  margin-right: auto;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.8125rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: var(--accent);
  margin-bottom: 0.75rem;
  padding: 0.35rem 0.85rem;
  background-color: rgba(243, 156, 18, 0.1);
  border-radius: var(--radius-pill);
}

.eyebrow i {
  font-size: 0.75rem;
}

.section-title {
  font-size: 2.35rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.25;
  letter-spacing: -0.02em;
  margin-bottom: 1rem;
}

.section-title.light {
  color: var(--text-white);
}

.section-subtitle {
  font-size: 1.075rem;
  color: var(--text-muted);
  font-weight: 400;
  line-height: 1.6;
}

.section-subtitle.light {
  color: #cbd5e1;
}

/* ==========================================================================
   BUTTONS & CTAS
   ========================================================================== */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  font-weight: 600;
  font-size: 0.95rem;
  padding: 0.85rem 1.65rem;
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: var(--transition);
  white-space: nowrap;
}

.btn-primary {
  background-color: var(--primary);
  color: var(--text-white);
  box-shadow: 0 4px 14px rgba(11, 42, 91, 0.25);
}

.btn-primary:hover {
  background-color: var(--primary-light);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(11, 42, 91, 0.35);
  color: var(--text-white);
}

.btn-whatsapp {
  background-color: var(--whatsapp);
  color: #ffffff;
  box-shadow: 0 4px 14px var(--whatsapp-glow);
}

.btn-whatsapp:hover {
  background-color: var(--whatsapp-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(37, 211, 102, 0.45);
  color: #ffffff;
}

.btn-accent {
  background-color: var(--accent);
  color: #ffffff;
  box-shadow: 0 4px 14px var(--accent-glow);
}

.btn-accent:hover {
  background-color: var(--accent-light);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(243, 156, 18, 0.4);
  color: #ffffff;
}

.btn-outline-white {
  background-color: transparent;
  color: var(--text-white);
  border: 1.5px solid rgba(255, 255, 255, 0.4);
}

.btn-outline-white:hover {
  background-color: var(--text-white);
  color: var(--primary);
  border-color: var(--text-white);
  transform: translateY(-2px);
}

.btn-outline-primary {
  background-color: transparent;
  color: var(--primary);
  border: 1.5px solid var(--primary);
}

.btn-outline-primary:hover {
  background-color: var(--primary);
  color: var(--text-white);
  transform: translateY(-2px);
}

.btn-sm {
  padding: 0.55rem 1.1rem;
  font-size: 0.875rem;
}

.btn-lg {
  padding: 1rem 2rem;
  font-size: 1.05rem;
}

/* ==========================================================================
   STICKY HEADER & NAVIGATION
   ========================================================================== */

.topbar {
  background-color: var(--primary-dark);
  color: #cbd5e1;
  font-size: 0.8125rem;
  padding: 0.45rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.topbar-wrapper {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.topbar-contact {
  display: flex;
  align-items: center;
  gap: 1.5rem;
}

.topbar-link {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  color: #cbd5e1;
  flex-wrap: wrap;
}

.phone-link {
  white-space: nowrap;
  display: inline-block;
  color: inherit;
  text-decoration: none;
}

.phone-link:hover {
  color: var(--accent-gold);
}

.topbar-link:hover {
  color: var(--accent-gold);
}

.topbar-socials {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.topbar-socials a {
  color: #94a3b8;
  font-size: 0.875rem;
  transition: var(--transition);
}

.topbar-socials a:hover {
  color: var(--accent-gold);
  transform: translateY(-1px);
}

.main-header {
  position: sticky;
  top: 0;
  left: 0;
  width: 100%;
  background-color: var(--bg-white);
  z-index: 1200;
  transition: var(--transition);
  border-bottom: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
}

.main-header.scrolled {
  padding: 0.2rem 0;
  box-shadow: var(--shadow-md);
  background-color: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(10px);
}

.header-fluid {
  width: 100%;
  max-width: 100%;
  padding-left: 2rem;
  padding-right: 2rem;
  box-sizing: border-box;
}

.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 0.35rem;
  padding-bottom: 0.35rem;
  gap: 1.25rem;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  flex-shrink: 0;
  text-decoration: none;
}

.brand-logo img {
  height: 96px;
  width: auto;
  max-width: 270px;
  object-fit: contain;
  display: block;
  transition: var(--transition);
}

.scrolled .brand-logo img {
  height: 72px;
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  margin: 0;
  margin-left: auto;
  margin-right: 1.25rem;
  padding: 0;
  list-style: none;
}

.nav-link {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-main);
  padding: 0.4rem 0.25rem;
  position: relative;
  white-space: nowrap;
  transition: var(--transition);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}

.nav-icon {
  display: none;
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background-color: var(--accent);
  transition: var(--transition);
  border-radius: var(--radius-pill);
}

.nav-link:hover, .nav-link.active {
  color: var(--primary);
}

.nav-link:hover::after, .nav-link.active::after {
  width: 100%;
}

/* Dropdown Navigation */
.nav-dropdown {
  position: relative;
  display: inline-flex;
  align-items: center;
}

.nav-dropdown-toggle {
  background: transparent;
  border: none;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-main);
  padding: 0.4rem 0.25rem;
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  cursor: pointer;
  transition: var(--transition);
}

.nav-dropdown-toggle:hover,
.nav-dropdown:hover .nav-dropdown-toggle,
.nav-dropdown.active .nav-dropdown-toggle {
  color: var(--primary);
}

.dropdown-arrow {
  font-size: 0.65rem;
  transition: transform 0.25s ease;
  color: var(--text-muted);
}

.nav-dropdown:hover .dropdown-arrow,
.nav-dropdown.active .dropdown-arrow {
  transform: rotate(180deg);
  color: var(--accent);
}

.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 270px;
  background: #ffffff;
  border-radius: var(--radius-md);
  box-shadow: 0 12px 32px rgba(7, 23, 46, 0.15);
  border: 1px solid var(--border-light);
  padding: 0.5rem 0;
  display: none;
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  z-index: 1300;
}

.nav-dropdown:hover .dropdown-menu,
.nav-dropdown:focus-within .dropdown-menu {
  display: block;
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  padding: 0.65rem 1rem;
  color: var(--text-main);
  text-decoration: none;
  transition: background 0.2s, color 0.2s;
  border-radius: 6px;
  margin: 0.15rem 0.4rem;
}

.dropdown-item:hover, .dropdown-item.active {
  background: var(--bg-light-blue);
  color: var(--primary);
}

.dropdown-item i {
  font-size: 1.1rem;
  color: var(--accent);
  margin-top: 0.15rem;
  width: 22px;
  text-align: center;
  flex-shrink: 0;
}

.dropdown-item-title {
  display: block;
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--primary);
  line-height: 1.25;
}

.dropdown-item-desc {
  display: block;
  font-size: 0.75rem;
  color: var(--text-muted);
  line-height: 1.3;
  margin-top: 0.15rem;
}

.mobile-drawer-header {
  display: none;
}

/* Ensure mobile CTAs are completely hidden on desktop */
.mobile-nav-cta {
  display: none;
}

.header-cta {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  flex-shrink: 0;
  margin-left: 0;
}

.header-cta .btn {
  padding: 0.55rem 1.15rem;
  font-size: 0.85rem;
  border-radius: var(--radius-md);
  white-space: nowrap;
}

.mobile-toggle {
  display: none;
  background: none;
  font-size: 1.5rem;
  color: var(--primary);
  cursor: pointer;
  padding: 0.5rem;
  border-radius: var(--radius-sm);
}

.mobile-toggle:hover {
  background-color: var(--bg-light-blue);
}

/* ==========================================================================
   HERO SECTION
   ========================================================================== */

.hero-section {
  position: relative;
  background: linear-gradient(135deg, #07172e 0%, #0b2a5b 60%, #123f7a 100%);
  color: var(--text-white);
  padding: 5rem 0 6.5rem 0;
  overflow: hidden;
}

.hero-pattern {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background-image: radial-gradient(rgba(255, 255, 255, 0.08) 1px, transparent 1px);
  background-size: 32px 32px;
  pointer-events: none;
  opacity: 0.6;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 3.5rem;
  align-items: center;
  position: relative;
  z-index: 2;
}

.hero-content .eyebrow {
  background-color: rgba(243, 156, 18, 0.15);
  color: var(--accent-light);
  border: 1px solid rgba(243, 156, 18, 0.3);
}

.hero-title {
  font-size: 3.25rem;
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.03em;
  margin-bottom: 1.35rem;
  color: #ffffff;
}

.hero-title .highlight {
  color: var(--accent-gold);
  position: relative;
  display: inline-block;
}

.hero-desc {
  font-size: 1.15rem;
  color: #cbd5e1;
  line-height: 1.65;
  margin-bottom: 2rem;
  max-width: 600px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 2.5rem;
}

.hero-stats {
  display: flex;
  align-items: center;
  gap: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.stat-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.stat-icon {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background-color: rgba(255, 255, 255, 0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent-gold);
  font-size: 1.2rem;
}

.stat-text h4 {
  font-size: 0.95rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 0.1rem;
}

.stat-text p {
  font-size: 0.775rem;
  color: #94a3b8;
}

/* Hero Media Visual */
.hero-media-wrapper {
  position: relative;
}

.hero-image-card {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.5);
  border: 4px solid rgba(255, 255, 255, 0.1);
  background-color: var(--primary-dark);
}

.hero-image-card img {
  width: 100%;
  height: 420px;
  object-fit: cover;
  transform: scale(1.02);
  transition: var(--transition-slow);
}

.hero-media-wrapper:hover .hero-image-card img {
  transform: scale(1.05);
}

/* Floating micro-badges */
.floating-badge {
  position: absolute;
  background-color: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(10px);
  color: var(--text-main);
  padding: 0.85rem 1.25rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  display: flex;
  align-items: center;
  gap: 0.75rem;
  z-index: 3;
  animation: floatUpDown 4s ease-in-out infinite;
}

.floating-badge.badge-top {
  top: -15px;
  right: -15px;
  border-left: 4px solid var(--accent);
}

.floating-badge.badge-bottom {
  bottom: -20px;
  left: -20px;
  border-left: 4px solid var(--whatsapp);
  animation-delay: 2s;
}

.floating-badge i {
  font-size: 1.5rem;
}

.floating-badge.badge-top i { color: var(--accent); }
.floating-badge.badge-bottom i { color: var(--whatsapp); }

.badge-text strong {
  display: block;
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--primary-dark);
}

.badge-text span {
  font-size: 0.75rem;
  color: var(--text-muted);
}

@keyframes floatUpDown {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

/* ==========================================================================
   TRUST STRIP
   ========================================================================== */

.trust-strip {
  background-color: #ffffff !important;
  border: 1px solid var(--border-light);
  padding: 1.75rem 1.5rem;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
  position: relative;
  z-index: 10;
  margin-top: -1.5rem;
  border-radius: var(--radius-lg);
  color: var(--text-dark) !important;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding: 0.5rem 0.75rem;
  border-right: 1px solid var(--border-light);
  color: var(--text-dark) !important;
}

.trust-item:last-child {
  border-right: none;
}

.trust-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background-color: var(--bg-light-blue);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.45rem;
  flex-shrink: 0;
  border: 1px solid rgba(11, 42, 91, 0.08);
}

.trust-text,
.trust-info {
  display: flex;
  flex-direction: column;
}

.trust-text h4,
.trust-info h4,
.trust-item h4 {
  font-size: 0.95rem;
  font-weight: 800;
  color: #0b2a5b !important;
  margin-bottom: 0.2rem;
  line-height: 1.3;
}

.trust-text p,
.trust-info p,
.trust-item p {
  font-size: 0.8125rem;
  color: #64748b !important;
  line-height: 1.35;
  margin: 0;
}

/* ==========================================================================
   ABOUT DESIRE SECTION
   ========================================================================== */

.about-section {
  background-color: var(--bg-white);
}

.about-grid {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 4rem;
  align-items: center;
}

.about-image-wrapper {
  position: relative;
}

.about-image-main {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  border: 6px solid var(--bg-main);
}

.about-image-main img {
  width: 100%;
  height: 440px;
  object-fit: cover;
}

.about-experience-badge {
  position: absolute;
  bottom: 25px;
  right: -20px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  color: var(--text-white);
  padding: 1.25rem 1.5rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  text-align: center;
  border: 3px solid var(--bg-white);
}

.about-experience-badge .num {
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--accent-gold);
  line-height: 1;
}

.about-experience-badge .lbl {
  font-size: 0.775rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: #e2e8f0;
  margin-top: 0.25rem;
}

.about-content .section-title {
  margin-bottom: 1.25rem;
}

.about-tagline-box {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding: 1rem 1.25rem;
  background-color: var(--bg-light-blue);
  border-left: 4px solid var(--accent);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  margin-bottom: 1.5rem;
}

.about-tagline-box i {
  font-size: 1.5rem;
  color: var(--accent);
}

.about-tagline-box p {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--primary);
  margin: 0;
}

.about-lead {
  font-size: 1.05rem;
  color: var(--text-main);
  line-height: 1.75;
  margin-bottom: 2rem;
}

/* ==========================================================================
   THE 3 'C's PHILOSOPHY (FLAGSHIP SECTION)
   ========================================================================== */

.philosophy-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  margin-bottom: 2.5rem;
}

.philosophy-card {
  position: relative;
  background: #ffffff;
  border-radius: 20px;
  border: 1px solid var(--border-light);
  padding: 2.5rem 2rem 2.25rem 2rem;
  box-shadow: 0 10px 30px rgba(11, 42, 91, 0.05);
  transition: all 0.35s cubic-bezier(0.165, 0.84, 0.44, 1);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  z-index: 1;
}

.philosophy-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 6px;
  background: var(--card-accent-grad, linear-gradient(90deg, #0b2a5b, #1d5db3));
  transition: height 0.3s ease;
}

.philosophy-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 22px 45px rgba(11, 42, 91, 0.12);
  border-color: rgba(11, 42, 91, 0.2);
}

.philosophy-card:hover::before {
  height: 8px;
}

/* Watermark Number */
.philosophy-watermark {
  position: absolute;
  top: 15px;
  right: 20px;
  font-size: 5rem;
  font-weight: 900;
  line-height: 1;
  color: rgba(11, 42, 91, 0.04);
  font-family: var(--font-heading, sans-serif);
  pointer-events: none;
  z-index: 0;
  transition: all 0.3s ease;
}

.philosophy-card:hover .philosophy-watermark {
  color: rgba(11, 42, 91, 0.08);
  transform: scale(1.05);
}

/* Specific Card Themes */
.philosophy-card.card-caring {
  --card-accent-grad: linear-gradient(90deg, #f39c12, #e67e22);
}
.philosophy-card.card-consulting {
  --card-accent-grad: linear-gradient(90deg, #0b2a5b, #1d5db3);
}
.philosophy-card.card-completing {
  --card-accent-grad: linear-gradient(90deg, #10b981, #059669);
}

.philosophy-icon-wrap {
  width: 68px;
  height: 68px;
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.85rem;
  margin-bottom: 1.5rem;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.08);
  position: relative;
  z-index: 1;
  transition: transform 0.3s ease;
}

.philosophy-card:hover .philosophy-icon-wrap {
  transform: scale(1.08) rotate(3deg);
}

.card-caring .philosophy-icon-wrap {
  background: linear-gradient(135deg, #f39c12, #d35400);
  color: #ffffff;
  box-shadow: 0 10px 24px rgba(243, 156, 18, 0.35);
}

.card-consulting .philosophy-icon-wrap {
  background: linear-gradient(135deg, #0b2a5b, #1d5db3);
  color: #ffffff;
  box-shadow: 0 10px 24px rgba(11, 42, 91, 0.35);
}

.card-completing .philosophy-icon-wrap {
  background: linear-gradient(135deg, #10b981, #059669);
  color: #ffffff;
  box-shadow: 0 10px 24px rgba(16, 185, 129, 0.35);
}

.philosophy-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 0.3rem 0.75rem;
  border-radius: 20px;
  margin-bottom: 0.75rem;
  width: fit-content;
}

.card-caring .philosophy-badge {
  background: rgba(243, 156, 18, 0.12);
  color: #d35400;
}
.card-consulting .philosophy-badge {
  background: rgba(11, 42, 91, 0.08);
  color: #0b2a5b;
}
.card-completing .philosophy-badge {
  background: rgba(16, 185, 129, 0.12);
  color: #059669;
}

.philosophy-title {
  font-size: 1.45rem;
  font-weight: 800;
  margin-bottom: 0.85rem;
  letter-spacing: -0.01em;
  position: relative;
  z-index: 1;
}

.card-caring .philosophy-title { color: #d35400; }
.card-consulting .philosophy-title { color: #0b2a5b; }
.card-completing .philosophy-title { color: #059669; }

.philosophy-desc {
  font-size: 0.925rem;
  color: var(--text-muted);
  line-height: 1.65;
  margin-bottom: 1.5rem;
  position: relative;
  z-index: 1;
}

.philosophy-checklist {
  list-style: none;
  padding: 0;
  margin: 0 0 1.5rem 0;
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
  position: relative;
  z-index: 1;
}

.philosophy-checklist li {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-dark);
}

.philosophy-checklist li i {
  font-size: 0.95rem;
}

.card-caring .philosophy-checklist li i { color: #f39c12; }
.card-consulting .philosophy-checklist li i { color: #0b2a5b; }
.card-completing .philosophy-checklist li i { color: #10b981; }

.philosophy-summary-banner {
  background: linear-gradient(135deg, #07172e 0%, #0b2a5b 60%, #123f7a 100%);
  border-radius: 16px;
  padding: 1.75rem 2.5rem;
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  box-shadow: 0 12px 35px rgba(11, 42, 91, 0.25);
  margin-top: 1rem;
}

.philosophy-summary-text h4 {
  font-size: 1.2rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 0.35rem;
}

.philosophy-summary-text p {
  font-size: 0.9rem;
  color: #cbd5e1;
  margin: 0;
  line-height: 1.45;
}

/* ==========================================================================
   THREE STRATEGIC PILLARS TABS / CARDS
   ========================================================================== */

.pillars-overview {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
  margin-bottom: 3.5rem;
}

.pillar-banner-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: 2rem;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}

.pillar-banner-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: var(--primary);
  transition: var(--transition);
}

.pillar-banner-card:nth-child(2)::before {
  background: var(--accent);
}

.pillar-banner-card:nth-child(3)::before {
  background: var(--whatsapp);
}

.pillar-banner-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: var(--border-active);
}

.pillar-tag {
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 0.5rem;
}

.pillar-banner-card h3 {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 0.75rem;
}

.pillar-banner-card p {
  font-size: 0.9125rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* ==========================================================================
   FINANCIAL SERVICES SECTION
   ========================================================================== */

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.service-card {
  background-color: var(--bg-white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  height: 100%;
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-xl);
  border-color: var(--primary);
}

.service-image,
.service-card-image {
  position: relative;
  height: 210px;
  width: 100%;
  overflow: hidden;
  background-color: var(--bg-light-blue);
  flex-shrink: 0;
}

.service-image img,
.service-card-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.5s ease;
}

.service-card:hover .service-image img,
.service-card:hover .service-card-image img {
  transform: scale(1.08);
}

.service-tag {
  position: absolute;
  top: 14px;
  right: 14px;
  background: rgba(7, 23, 46, 0.88);
  color: var(--accent-gold);
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  padding: 0.35rem 0.85rem;
  border-radius: var(--radius-pill);
  backdrop-filter: blur(4px);
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.2);
  border: 1px solid rgba(245, 196, 0, 0.3);
  z-index: 2;
}

.service-body,
.service-card-body {
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
  background: var(--bg-white);
}

.service-title {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 0.65rem;
  min-height: 2.75rem;
  display: flex;
  align-items: center;
  line-height: 1.3;
}

.service-desc {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 1.25rem;
  min-height: 4.8rem;
}

.service-features {
  margin-bottom: 1.5rem;
  padding-top: 1rem;
  border-top: 1px dashed var(--border-color);
  min-height: 8rem;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  gap: 0.45rem;
}

.service-features li {
  font-size: 0.85rem;
  color: var(--text-main);
  display: flex;
  align-items: center;
  gap: 0.55rem;
  line-height: 1.4;
}

.service-features li i {
  color: var(--accent);
  font-size: 0.8rem;
  flex-shrink: 0;
}

.service-card-footer {
  margin-top: auto;
  padding-top: 0.5rem;
}

.service-card-footer .btn {
  width: 100%;
}

/* ==========================================================================
   LOAN PROCESS TIMELINE (7 STEPS)
   ========================================================================== */

.process-section {
  background: linear-gradient(180deg, var(--bg-main) 0%, #e9eff7 100%);
}

.timeline-track {
  position: relative;
  margin-top: 2rem;
}

.timeline-grid {
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 1rem;
  position: relative;
}

.timeline-grid::before {
  content: '';
  position: absolute;
  top: 36px;
  left: 30px;
  right: 30px;
  height: 3px;
  background: linear-gradient(90deg, var(--primary) 0%, var(--accent) 50%, var(--whatsapp) 100%);
  z-index: 1;
}

.timeline-step {
  position: relative;
  z-index: 2;
  text-align: center;
}

.timeline-badge {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: var(--bg-white);
  border: 3px solid var(--primary);
  color: var(--primary);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem auto;
  font-weight: 800;
  font-size: 1rem;
  box-shadow: var(--shadow-md);
  transition: var(--transition);
}

.timeline-badge .step-num {
  font-size: 0.75rem;
  color: var(--accent);
  letter-spacing: 0.5px;
}

.timeline-badge .step-icon {
  font-size: 1.15rem;
  margin-top: -2px;
}

.timeline-step:hover .timeline-badge {
  background: var(--primary);
  color: #ffffff;
  border-color: var(--accent);
  transform: translateY(-4px) scale(1.05);
  box-shadow: var(--shadow-lg);
}

.timeline-step:hover .timeline-badge .step-num {
  color: var(--accent-gold);
}

.timeline-info h4 {
  font-size: 0.95rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 0.45rem;
  line-height: 1.35;
}

.timeline-info p {
  font-size: 0.8rem;
  color: var(--text-muted);
  line-height: 1.45;
}

/* ==========================================================================
   OUR FINANCIAL NETWORK / LOAN PARTNERS
   ========================================================================== */

.network-section {
  background-color: var(--bg-white);
}

.network-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1.5rem;
}

.network-card {
  background-color: var(--bg-main);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 2rem 1.25rem;
  text-align: center;
  transition: var(--transition);
}

.network-card:hover {
  background-color: var(--bg-white);
  border-color: var(--primary);
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.network-icon {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: var(--bg-white);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin: 0 auto 1.25rem auto;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border-light);
  transition: var(--transition);
}

.network-card:hover .network-icon {
  background-color: var(--primary);
  color: #ffffff;
  border-color: var(--primary);
}

.network-card h3 {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 0.5rem;
}

.network-card p {
  font-size: 0.825rem;
  color: var(--text-muted);
  line-height: 1.5;
}

/* ==========================================================================
   WHY CHOOSE DESIRE
   ========================================================================== */

.why-us-section {
  background-color: var(--bg-main);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.why-card {
  background-color: var(--bg-white);
  padding: 2.25rem 2rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  position: relative;
}

.why-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: var(--accent);
}

.why-icon-box {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-md);
  background: rgba(11, 42, 91, 0.06);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 1.35rem;
  transition: var(--transition);
}

.why-card:hover .why-icon-box {
  background: var(--primary);
  color: var(--accent-gold);
}

.why-card h3 {
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 0.75rem;
}

.why-card p {
  font-size: 0.925rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* ==========================================================================
   PEOPLE WE SERVE (CUSTOMER SEGMENTS)
   ========================================================================== */

.segments-section {
  background-color: var(--bg-white);
}

.segments-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}

.segment-card {
  background-color: var(--bg-main);
  border-radius: var(--radius-lg);
  padding: 1.75rem 1.25rem;
  border: 1px solid var(--border-color);
  text-align: center;
  transition: var(--transition);
}

.segment-card:hover {
  background-color: var(--bg-white);
  border-color: var(--primary);
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.segment-icon {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--bg-white);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.35rem;
  margin: 0 auto 1rem auto;
  box-shadow: var(--shadow-sm);
}

.segment-card:hover .segment-icon {
  background: var(--primary);
  color: #ffffff;
}

.segment-card h4 {
  font-size: 0.975rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 0.35rem;
}

.segment-card p {
  font-size: 0.8rem;
  color: var(--text-muted);
  line-height: 1.4;
}

/* ==========================================================================
   PROPERTY SERVICES SPOTLIGHT
   ========================================================================== */

.property-section {
  background: linear-gradient(135deg, #07172e 0%, #0b2a5b 100%);
  color: var(--text-white);
  position: relative;
  overflow: hidden;
}

.property-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 3.5rem;
  align-items: center;
}

.property-content .section-title {
  color: var(--primary);
}

.property-section .property-content .section-title {
  color: #ffffff;
}

.property-content .section-subtitle {
  color: var(--text-muted);
  margin-bottom: 2rem;
}

.property-section .property-content .section-subtitle {
  color: #cbd5e1;
}

.property-features-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.25rem;
  margin-bottom: 2.25rem;
}

.property-feature-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  background: var(--bg-light-blue);
  border: 1px solid var(--border-light);
  padding: 1.15rem 1.25rem;
  border-radius: var(--radius-md);
  transition: var(--transition);
}

.property-feature-item:hover {
  background: #ffffff;
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
  border-color: var(--primary);
}

.property-feature-item i {
  color: var(--primary);
  font-size: 1.35rem;
  margin-top: 0.15rem;
  flex-shrink: 0;
}

.property-feature-item h5 {
  font-size: 0.975rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 0.25rem;
}

.property-feature-item p {
  font-size: 0.825rem;
  color: var(--text-muted);
  line-height: 1.45;
  margin: 0;
}

.prop-feature-item {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  padding: 1rem 1.15rem;
  border-radius: var(--radius-md);
  transition: var(--transition);
}

.prop-feature-item:hover {
  background: rgba(255, 255, 255, 0.12);
  transform: translateY(-2px);
}

.prop-feature-item i {
  color: var(--accent-gold);
  font-size: 1.2rem;
  margin-top: 0.15rem;
}

.prop-feature-item h4 {
  font-size: 0.925rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 0.2rem;
}

.prop-feature-item p {
  font-size: 0.775rem;
  color: #cbd5e1;
  line-height: 1.4;
  margin: 0;
}

.property-media {
  position: relative;
}

.property-image-card {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.5);
  border: 4px solid rgba(255, 255, 255, 0.15);
}

.property-image-card img {
  width: 100%;
  height: 420px;
  object-fit: cover;
}

/* ==========================================================================
   FEATURED SERVICES SHOWCASE
   ========================================================================== */

.featured-section {
  background-color: var(--bg-main);
}

.featured-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.featured-card {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  height: 360px;
  box-shadow: var(--shadow-md);
  transition: var(--transition);
}

.featured-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-xl);
}

.featured-card img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: var(--transition-slow);
}

.featured-card:hover img {
  transform: scale(1.08);
}

.featured-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(180deg, rgba(11, 42, 91, 0.2) 0%, rgba(7, 23, 46, 0.92) 100%);
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: 2rem;
  color: var(--text-white);
  transition: var(--transition);
}

.featured-card:hover .featured-overlay {
  background: linear-gradient(180deg, rgba(11, 42, 91, 0.3) 0%, rgba(7, 23, 46, 0.96) 100%);
}

.featured-tag {
  font-size: 0.75rem;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--accent-gold);
  letter-spacing: 1px;
  margin-bottom: 0.4rem;
}

.featured-overlay h3 {
  font-size: 1.35rem;
  font-weight: 800;
  margin-bottom: 0.6rem;
  color: #ffffff;
}

.featured-overlay p {
  font-size: 0.875rem;
  color: #cbd5e1;
  line-height: 1.5;
  margin-bottom: 1.25rem;
}

/* ==========================================================================
   EMI CALCULATOR SECTION
   ========================================================================== */

.calculator-section {
  background-color: var(--bg-white);
}

.calculator-wrapper {
  background: var(--bg-main);
  border-radius: var(--radius-xl);
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-lg);
  padding: 3rem;
}

.calc-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 3.5rem;
}

.calc-input-group {
  margin-bottom: 2rem;
}

.calc-label-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 0.75rem;
}

.calc-label {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary);
}

.calc-input-box {
  display: flex;
  align-items: center;
  background: var(--bg-white);
  border: 1.5px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 0.45rem 0.85rem;
  width: 180px;
}

.calc-input-box span {
  font-weight: 700;
  color: var(--text-muted);
  margin-right: 0.35rem;
}

.calc-input-box input {
  width: 100%;
  font-weight: 700;
  color: var(--primary);
  font-size: 1.05rem;
}

/* Custom Range Slider */
.calc-range {
  width: 100%;
  height: 8px;
  border-radius: var(--radius-pill);
  background: #cbd5e1;
  outline: none;
  -webkit-appearance: none;
  cursor: pointer;
}

.calc-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--accent);
  border: 3px solid #ffffff;
  box-shadow: var(--shadow-md);
  cursor: pointer;
  transition: var(--transition);
}

.calc-range::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  background: var(--primary);
}

.calc-range-limits {
  display: flex;
  justify-content: space-between;
  font-size: 0.75rem;
  color: var(--text-muted);
  margin-top: 0.4rem;
}

/* Calculator Results Box */
.calc-result-box {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  color: var(--text-white);
  border-radius: var(--radius-lg);
  padding: 2.25rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: var(--shadow-lg);
}

.emi-display {
  text-align: center;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.15);
  margin-bottom: 1.5rem;
}

.emi-display .emi-title {
  font-size: 0.875rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: #cbd5e1;
  margin-bottom: 0.5rem;
}

.emi-display .emi-amount {
  font-size: 2.75rem;
  font-weight: 800;
  color: var(--accent-gold);
  line-height: 1.1;
}

.calc-breakdown {
  margin-bottom: 1.5rem;
}

.breakdown-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.65rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.breakdown-row:last-child {
  border-bottom: none;
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--accent-light);
  padding-top: 0.85rem;
}

.breakdown-row span:first-child {
  font-size: 0.875rem;
  color: #cbd5e1;
}

.breakdown-row span:last-child {
  font-weight: 700;
}

/* Progress bar visualization */
.breakdown-bar {
  height: 10px;
  border-radius: var(--radius-pill);
  background: rgba(255, 255, 255, 0.15);
  display: flex;
  overflow: hidden;
  margin-bottom: 1.5rem;
}

.bar-principal {
  background: #38bdf8;
  height: 100%;
  transition: var(--transition);
}

.bar-interest {
  background: var(--accent-gold);
  height: 100%;
  transition: var(--transition);
}

.bar-legend {
  display: flex;
  justify-content: center;
  gap: 1.5rem;
  font-size: 0.775rem;
  color: #cbd5e1;
  margin-bottom: 1.5rem;
}

.legend-item {
  display: flex;
  align-items: center;
  gap: 0.45rem;
}

.legend-color {
  width: 10px;
  height: 10px;
  border-radius: 50%;
}

.calc-disclaimer {
  font-size: 0.75rem;
  color: var(--text-muted);
  margin-top: 1.5rem;
  line-height: 1.4;
  text-align: center;
  font-style: italic;
}

/* ==========================================================================
   GALLERY SECTION (MASONRY & LIGHTBOX)
   ========================================================================== */

.gallery-section {
  background-color: var(--bg-main);
}

.gallery-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

.gallery-item {
  position: relative;
  border-radius: var(--radius-md);
  overflow: hidden;
  background-color: var(--bg-white);
  box-shadow: var(--shadow-sm);
  cursor: pointer;
  height: 240px;
}

.gallery-item.span-2 {
  grid-column: span 2;
}

.gallery-item img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: var(--transition-slow);
}

.gallery-item:hover img {
  transform: scale(1.08);
}

.gallery-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(11, 42, 91, 0.75);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  opacity: 0;
  transition: var(--transition);
  color: #ffffff;
  gap: 0.5rem;
}

.gallery-overlay i {
  font-size: 2rem;
  color: var(--accent-gold);
}

.gallery-overlay span {
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.5px;
}

.gallery-item:hover .gallery-overlay {
  opacity: 1;
}

/* Lightbox Modal */
.lightbox-modal {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(7, 23, 46, 0.95);
  backdrop-filter: blur(8px);
  z-index: 2000;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 2rem;
}

.lightbox-modal.active {
  display: flex;
}

.lightbox-content {
  position: relative;
  max-width: 900px;
  max-height: 85vh;
  display: flex;
  align-items: center;
  justify-content: center;
}

.lightbox-content img {
  max-width: 100%;
  max-height: 85vh;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  border: 2px solid rgba(255, 255, 255, 0.2);
}

.lightbox-close {
  position: absolute;
  top: 25px;
  right: 25px;
  color: #ffffff;
  font-size: 2rem;
  cursor: pointer;
  background: rgba(255, 255, 255, 0.1);
  width: 48px;
  height: 48px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
}

.lightbox-close:hover {
  background: var(--accent);
}

.lightbox-nav {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  color: #ffffff;
  font-size: 1.5rem;
  cursor: pointer;
  background: rgba(255, 255, 255, 0.1);
  width: 50px;
  height: 50px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
}

.lightbox-nav:hover {
  background: var(--primary-light);
}

.lightbox-prev { left: 25px; }
.lightbox-next { right: 25px; }

/* ==========================================================================
   YOUTUBE VIDEOS SECTION (PREMIUM SHOWCASE)
   ========================================================================== */

.videos-section {
  background-color: var(--bg-white);
}

.channel-spotlight-card {
  background: linear-gradient(135deg, #07172e 0%, #0b2a5b 60%, #123f7a 100%);
  border-radius: var(--radius-xl);
  padding: 2.25rem 2.5rem;
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  margin-bottom: 3.5rem;
  box-shadow: 0 15px 35px rgba(11, 42, 91, 0.25);
  position: relative;
  overflow: hidden;
}

.channel-spotlight-card::after {
  content: '';
  position: absolute;
  right: -50px;
  bottom: -50px;
  width: 250px;
  height: 250px;
  background: radial-gradient(circle, rgba(255, 0, 0, 0.15) 0%, transparent 70%);
  pointer-events: none;
}

.channel-spotlight-left {
  display: flex;
  align-items: center;
  gap: 1.75rem;
}

.channel-avatar {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: #ff0000;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.5rem;
  color: #ffffff;
  box-shadow: 0 10px 25px rgba(255, 0, 0, 0.4);
  flex-shrink: 0;
}

.channel-meta h3 {
  font-size: 1.45rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 0.25rem;
}

.channel-meta p {
  font-size: 0.925rem;
  color: #cbd5e1;
  margin-bottom: 0.5rem;
}

.channel-badges {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  flex-wrap: wrap;
}

.channel-badge-item {
  font-size: 0.75rem;
  font-weight: 700;
  padding: 0.25rem 0.65rem;
  background: rgba(255, 255, 255, 0.12);
  border-radius: 20px;
  color: #ffffff;
}

.videos-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.video-card {
  background-color: #ffffff;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--border-light);
  box-shadow: 0 8px 24px rgba(11, 42, 91, 0.06);
  transition: all 0.35s ease;
  display: flex;
  flex-direction: column;
}

.video-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 18px 40px rgba(11, 42, 91, 0.14);
  border-color: rgba(11, 42, 91, 0.2);
}

.video-thumb-wrapper {
  position: relative;
  width: 100%;
  height: 220px;
  overflow: hidden;
  background: #07172e;
}

.video-thumb-wrapper img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.video-card:hover .video-thumb-wrapper img {
  transform: scale(1.08);
}

.video-overlay-grad {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(180deg, rgba(7, 23, 46, 0.2) 0%, rgba(7, 23, 46, 0.8) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
}

.video-play-pulse {
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: #ff0000;
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  box-shadow: 0 0 0 0 rgba(255, 0, 0, 0.7);
  transition: all 0.3s ease;
  animation: pulse-red 2s infinite;
}

@keyframes pulse-red {
  0% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(255, 0, 0, 0.7); }
  70% { transform: scale(1); box-shadow: 0 0 0 14px rgba(255, 0, 0, 0); }
  100% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(255, 0, 0, 0); }
}

.video-card:hover .video-play-pulse {
  transform: scale(1.15);
  background: #e60000;
}

.video-tag-pill {
  position: absolute;
  top: 14px;
  left: 14px;
  background: rgba(11, 42, 91, 0.85);
  backdrop-filter: blur(6px);
  color: #ffffff;
  font-size: 0.725rem;
  font-weight: 700;
  padding: 0.3rem 0.7rem;
  border-radius: 20px;
  border: 1px solid rgba(255, 255, 255, 0.2);
}

.video-duration-pill {
  position: absolute;
  bottom: 14px;
  right: 14px;
  background: rgba(0, 0, 0, 0.75);
  color: #ffffff;
  font-size: 0.725rem;
  font-weight: 600;
  padding: 0.25rem 0.6rem;
  border-radius: 6px;
  display: flex;
  align-items: center;
  gap: 0.3rem;
}

.video-card-body {
  padding: 1.5rem 1.35rem;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.video-card-title {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.35;
  margin-bottom: 0.6rem;
  min-height: 2.9rem;
}

.video-card-desc {
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin-bottom: 1.25rem;
  min-height: 3.8rem;
}

.video-card-footer {
  margin-top: auto;
  display: flex;
  gap: 0.75rem;
}

/* ==========================================================================
   TESTIMONIALS SECTION
   ========================================================================== */

.testimonials-section {
  background-color: var(--bg-main);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.testimonial-card {
  background-color: var(--bg-white);
  padding: 2.25rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: var(--transition);
}

.testimonial-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: var(--accent);
}

.testimonial-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1.25rem;
}

.testimonial-stars {
  color: #f59e0b;
  font-size: 0.9rem;
  display: flex;
  gap: 0.2rem;
}

.google-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.725rem;
  font-weight: 700;
  color: #1a73e8;
  background: #e8f0fe;
  padding: 0.2rem 0.6rem;
  border-radius: var(--radius-pill);
}

.testimonial-quote {
  font-size: 0.975rem;
  color: var(--text-main);
  line-height: 1.65;
  font-style: italic;
  margin-bottom: 1.5rem;
  flex-grow: 1;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  padding-top: 1rem;
  border-top: 1px solid var(--border-light);
}

.author-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--bg-light-blue);
  color: var(--primary);
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
}

.author-info h4 {
  font-size: 0.95rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 0.1rem;
}

.author-info span {
  font-size: 0.75rem;
  color: var(--text-muted);
}

/* ==========================================================================
   CONTACT SECTION
   ========================================================================== */

.contact-section {
  background-color: var(--bg-white);
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 4rem;
}

.contact-info-card {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  color: var(--text-white);
  padding: 3rem;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
}

.contact-info-card .section-title {
  color: #ffffff;
  margin-bottom: 1rem;
}

.contact-info-card .section-subtitle {
  color: #cbd5e1;
  margin-bottom: 2.5rem;
}

.contact-details-list {
  display: flex;
  flex-direction: column;
  gap: 1.75rem;
  margin-bottom: 2.5rem;
}

.contact-detail-item {
  display: flex;
  align-items: flex-start;
  gap: 1.15rem;
}

.contact-detail-icon {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.1);
  color: var(--accent-gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  flex-shrink: 0;
}

.contact-detail-text h4 {
  font-size: 0.875rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: #94a3b8;
  margin-bottom: 0.25rem;
}

.contact-detail-text p, .contact-detail-text a {
  font-size: 1.025rem;
  color: #ffffff;
  font-weight: 600;
  line-height: 1.5;
}

.contact-detail-text a:hover {
  color: var(--accent-gold);
}

/* Contact Form */
.contact-form-card {
  background-color: var(--bg-main);
  padding: 3rem;
  border-radius: var(--radius-xl);
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-md);
}

.form-group {
  margin-bottom: 1.35rem;
}

.form-label {
  display: block;
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.5rem;
}

.form-control {
  width: 100%;
  padding: 0.85rem 1.15rem;
  background-color: var(--bg-white);
  border: 1.5px solid var(--border-color);
  border-radius: var(--radius-md);
  font-size: 0.95rem;
  color: var(--text-main);
  transition: var(--transition);
}

.form-control:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 4px rgba(11, 42, 91, 0.1);
}

textarea.form-control {
  resize: vertical;
  min-height: 110px;
}

/* ==========================================================================
   FOOTER
   ========================================================================== */

.main-footer {
  background-color: var(--bg-dark);
  color: #cbd5e1;
  padding: 5rem 0 2rem 0;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1.2fr 1.4fr;
  gap: 3rem;
  margin-bottom: 4rem;
}

.footer-brand img {
  height: 100px;
  width: auto;
  max-width: 300px;
  background: #ffffff;
  padding: 8px 16px;
  border-radius: var(--radius-sm);
  margin-bottom: 1.25rem;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.2);
}

.footer-about-text {
  font-size: 0.9125rem;
  color: #94a3b8;
  line-height: 1.65;
  margin-bottom: 1.5rem;
}

.footer-socials {
  display: flex;
  gap: 0.75rem;
}

.footer-social-btn {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  color: #cbd5e1;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.95rem;
  transition: var(--transition);
}

.footer-social-btn:hover {
  background: var(--primary-light);
  color: #ffffff;
  transform: translateY(-2px);
}

.footer-col h4 {
  font-size: 1.1rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 1.5rem;
  position: relative;
  padding-bottom: 0.5rem;
}

.footer-col h4::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 32px;
  height: 2px;
  background: var(--accent);
}

.footer-links li {
  margin-bottom: 0.75rem;
}

.footer-links a {
  font-size: 0.9rem;
  color: #94a3b8;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}

.footer-links a:hover {
  color: var(--accent-gold);
  transform: translateX(4px);
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  margin-bottom: 1.15rem;
  font-size: 0.9rem;
  color: #94a3b8;
}

.footer-contact-item i {
  color: var(--accent-gold);
  margin-top: 0.25rem;
}

.footer-contact-item a:hover {
  color: #ffffff;
}

.footer-bottom {
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.85rem;
  color: #64748b;
}

.footer-bottom a {
  color: #94a3b8;
}

.footer-bottom a:hover {
  color: var(--accent-gold);
}

/* ==========================================================================
   FLOATING WHATSAPP CTA
   ========================================================================== */

.floating-whatsapp {
  position: fixed;
  bottom: 30px;
  right: 30px;
  z-index: 999;
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.whatsapp-float-btn {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background-color: var(--whatsapp);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  box-shadow: 0 8px 24px rgba(37, 211, 102, 0.45);
  transition: var(--transition);
  animation: pulseWhatsapp 2.5s infinite;
}

.whatsapp-float-btn:hover {
  background-color: var(--whatsapp-dark);
  transform: scale(1.08);
  color: #ffffff;
}

.whatsapp-tooltip {
  background: var(--primary-dark);
  color: #ffffff;
  padding: 0.5rem 1rem;
  border-radius: var(--radius-md);
  font-size: 0.85rem;
  font-weight: 700;
  box-shadow: var(--shadow-lg);
  pointer-events: none;
  white-space: nowrap;
  animation: fadeIn 0.3s ease;
}

@keyframes pulseWhatsapp {
  0% { box-shadow: 0 0 0 0 rgba(37, 211, 102, 0.6); }
  70% { box-shadow: 0 0 0 16px rgba(37, 211, 102, 0); }
  100% { box-shadow: 0 0 0 0 rgba(37, 211, 102, 0); }
}

/* ==========================================================================
   SCROLL REVEAL UTILITIES
   ========================================================================== */

.reveal {
  opacity: 0;
  transform: translateY(25px);
  transition: opacity 0.6s cubic-bezier(0.16, 1, 0.3, 1), transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}

.reveal.active {
  opacity: 1;
  transform: translateY(0);
}

/* ==========================================================================
   PROJECT FINANCING DIVISION — CORPORATE STYLING
   ========================================================================== */

.pf-hero-section {
  position: relative;
  background: linear-gradient(135deg, #07172e 0%, #0b2a5b 60%, #123f7a 100%) !important;
  color: #ffffff !important;
  padding: 5.5rem 0 4.5rem 0;
  overflow: hidden;
  text-align: center;
}

.pf-hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background-image: radial-gradient(rgba(245, 196, 0, 0.08) 1px, transparent 1px);
  background-size: 32px 32px;
  pointer-events: none;
}

.pf-hero-content {
  position: relative;
  z-index: 2;
  max-width: 880px;
  margin: 0 auto;
}

.pf-hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(245, 196, 0, 0.15);
  color: var(--accent-gold);
  border: 1px solid rgba(245, 196, 0, 0.4);
  padding: 0.4rem 1.1rem;
  border-radius: var(--radius-pill);
  font-size: 0.85rem;
  font-weight: 800;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  margin-bottom: 1.25rem;
}

.pf-main-title {
  font-size: 3rem;
  font-weight: 900;
  color: #ffffff !important;
  line-height: 1.15;
  margin-bottom: 0.75rem;
  letter-spacing: -0.02em;
  text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.pf-tagline {
  font-size: 1.35rem;
  color: var(--accent-gold) !important;
  font-weight: 800;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-bottom: 1rem;
}

.pf-subtitle {
  font-size: 1.1rem;
  color: #cbd5e1 !important;
  line-height: 1.6;
  max-width: 740px;
  margin: 0 auto 2.25rem auto;
  font-weight: 500;
}

.pf-hero-actions {
  display: flex;
  justify-content: center;
  gap: 1.25rem;
  flex-wrap: wrap;
}

/* 5 Benefits Feature Bar & Strip */
.pf-benefits-bar {
  background: #061e40;
  padding: 2.75rem 0;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.pf-benefits-strip {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1.25rem;
}

.pf-benefit-item,
.pf-benefit-card {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-md);
  padding: 1.35rem 1rem;
  text-align: center;
  transition: var(--transition);
}

.pf-benefit-item:hover,
.pf-benefit-card:hover {
  background: rgba(255, 255, 255, 0.15);
  border-color: var(--accent-gold);
  transform: translateY(-3px);
}

.pf-benefit-icon {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: rgba(245, 196, 0, 0.15);
  color: var(--accent-gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin: 0 auto 0.75rem auto;
}

.pf-benefit-text h4 {
  font-size: 0.95rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 0.35rem;
}

.pf-benefit-text p {
  font-size: 0.775rem;
  color: #cbd5e1;
  line-height: 1.45;
  margin: 0;
}

.pf-positioning-tagline {
  text-align: center;
  margin-top: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.pf-positioning-tagline p {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--accent-gold);
  margin: 0;
  letter-spacing: 0.5px;
}

/* 20 Project Financing Solutions Grid (4 cols) */
.project-solutions-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}

.project-card,
.project-sol-card {
  background: var(--bg-white);
  color: var(--text-main);
  border-radius: var(--radius-lg);
  padding: 1.75rem 1.4rem;
  border: 1px solid #e2e8f0;
  box-shadow: 0 4px 14px rgba(7, 23, 46, 0.06);
  transition: all 0.3s ease;
  display: flex;
  flex-direction: column;
  height: 100%;
  position: relative;
}

.project-card:hover,
.project-sol-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 14px 28px rgba(7, 23, 46, 0.15);
  border-color: var(--primary);
}

.project-card-header,
.sol-card-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1.15rem;
}

.project-num,
.sol-number {
  font-size: 0.95rem;
  font-weight: 800;
  color: var(--primary);
  background: var(--bg-light-blue);
  width: 38px;
  height: 38px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: monospace;
  border: 1px solid #bfdbfe;
}

.project-icon-wrap,
.sol-icon-box {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  background: rgba(243, 156, 18, 0.12);
  color: var(--accent);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  transition: var(--transition);
}

.project-card:hover .project-icon-wrap,
.project-sol-card:hover .sol-icon-box {
  background: var(--primary);
  color: var(--accent-gold);
}

.project-title,
.sol-title {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 0.65rem;
  min-height: 2.75rem;
  display: flex;
  align-items: center;
  line-height: 1.3;
}

.project-desc,
.sol-desc {
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin-bottom: 1.25rem;
  min-height: 4.5rem;
  flex-grow: 1;
}

.project-features {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  margin-top: auto;
  padding-top: 1rem;
  border-top: 1px dashed #e2e8f0;
  min-height: 4.5rem;
  align-content: flex-start;
}

.project-features span {
  font-size: 0.725rem;
  font-weight: 700;
  color: var(--primary);
  background: #f8fafc;
  padding: 0.3rem 0.6rem;
  border-radius: 4px;
  border: 1px solid #e2e8f0;
  display: inline-block;
  line-height: 1.2;
}

.project-card-footer {
  margin-top: 1rem;
  padding-top: 0.5rem;
}

.project-card-footer .btn {
  width: 100%;
}

/* ==========================================================================
   INDUSTRIES WE COVER SECTION
   ========================================================================== */

.industries-section {
  background-color: var(--bg-white);
  padding: 5.5rem 0;
}

.industries-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 1.25rem;
  margin-bottom: 2.5rem;
}

.industry-card {
  background: var(--bg-main);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 1.5rem 1rem;
  text-align: center;
  transition: var(--transition);
}

.industry-card:hover {
  background: var(--bg-white);
  border-color: var(--primary);
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.ind-icon-box {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--bg-white);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.35rem;
  margin: 0 auto 0.85rem auto;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.industry-card:hover .ind-icon-box {
  background: var(--primary);
  color: #ffffff;
}

.ind-name {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--text-main);
  line-height: 1.3;
}

.industries-footer-note {
  text-align: center;
  background: var(--bg-light-blue);
  border: 1px dashed var(--primary);
  border-radius: var(--radius-md);
  padding: 1.25rem 2rem;
  max-width: 780px;
  margin: 0 auto;
}

.industries-footer-note p {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary);
  margin: 0;
}

/* ==========================================================================
   PROJECT FINANCING PROCESS (8 STAGES)
   ========================================================================== */

.pf-process-section {
  background: var(--bg-main);
  padding: 5.5rem 0;
}

.pf-process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.75rem;
  margin-bottom: 2rem;
}

.pf-process-card {
  background: var(--bg-white);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 2rem 1.5rem;
  position: relative;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.pf-process-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--accent);
}

.pf-step-header {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 1rem;
}

.pf-step-num {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--accent-gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 0.9rem;
  flex-shrink: 0;
}

.pf-step-header h4 {
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--primary);
}

.pf-process-card p {
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.55;
}

/* ==========================================================================
   PROJECT FINANCING DETAILED INTAKE FORM
   ========================================================================== */

.project-form-section {
  background: linear-gradient(135deg, #07172e 0%, #0b2a5b 100%);
  color: var(--text-white);
  padding: 5.5rem 0;
}

.project-form-wrapper {
  background: var(--bg-white);
  color: var(--text-main);
  border-radius: var(--radius-xl);
  padding: 3.5rem;
  box-shadow: var(--shadow-xl);
  max-width: 980px;
  margin: 0 auto;
}

.form-grid-2col {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.35rem;
}

.form-col-full {
  grid-column: span 2;
}

.project-form-actions {
  display: flex;
  gap: 1rem;
  margin-top: 1rem;
}

.project-form-actions .btn {
  flex: 1;
}

/* ==========================================================================
   INNER PAGE HEADER / BANNER
   ========================================================================== */

.page-banner {
  position: relative;
  background: linear-gradient(135deg, #07172e 0%, #0b2a5b 70%, #123f7a 100%);
  color: var(--text-white);
  padding: 4.5rem 0 4rem 0;
  overflow: hidden;
}

.page-banner-content {
  position: relative;
  z-index: 2;
  max-width: 840px;
}

.breadcrumbs {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.85rem;
  color: var(--accent-light);
  margin-bottom: 0.85rem;
  flex-wrap: wrap;
}

.breadcrumbs a {
  color: #cbd5e1;
  text-decoration: none;
  transition: var(--transition);
}

.breadcrumbs a:hover {
  color: var(--accent-gold);
}

.breadcrumbs i {
  font-size: 0.7rem;
  color: #94a3b8;
}

.page-banner-title {
  font-size: 2.6rem;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 0.75rem;
  line-height: 1.2;
}

.page-banner-desc {
  font-size: 1.1rem;
  color: #cbd5e1;
  line-height: 1.6;
}

/* ==========================================================================
   HOMEPAGE CONCISE COMPONENTS
   ========================================================================== */

/* Three Core Pillars */
.pillars-compact-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.pillar-card {
  background: var(--bg-white);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 2.5rem 2rem;
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}

.pillar-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-xl);
  border-color: var(--primary);
}

.pillar-number {
  position: absolute;
  top: 1.5rem;
  right: 1.75rem;
  font-size: 2.5rem;
  font-weight: 900;
  color: rgba(11, 42, 91, 0.08);
  line-height: 1;
}

.pillar-icon {
  width: 60px;
  height: 60px;
  border-radius: var(--radius-md);
  background: var(--bg-light-blue);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.75rem;
  margin-bottom: 1.5rem;
  transition: var(--transition);
}

.pillar-card:hover .pillar-icon {
  background: var(--primary);
  color: var(--accent-gold);
}

.pillar-title {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 0.75rem;
}

.pillar-desc {
  font-size: 0.925rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 1.75rem;
  flex-grow: 1;
}

.pillar-link {
  font-size: 0.925rem;
  font-weight: 700;
  color: var(--primary);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  transition: var(--transition);
}

.pillar-link:hover {
  color: var(--accent);
  gap: 0.75rem;
}

/* Compact Trust Grid (2x3 on Desktop & Mobile) */
.trust-compact-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.trust-compact-card {
  background: var(--bg-white);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 1.5rem;
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  transition: var(--transition);
}

.trust-compact-card:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.trust-compact-icon {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--bg-light-blue);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  flex-shrink: 0;
}

.trust-compact-title {
  font-size: 1rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.25rem;
}

.trust-compact-desc {
  font-size: 0.825rem;
  color: var(--text-muted);
  line-height: 1.45;
  margin: 0;
}

/* Featured Services Mini Grid */
.featured-compact-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}

.featured-compact-card {
  background: var(--bg-white);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: var(--transition);
  box-shadow: var(--shadow-sm);
}

.featured-compact-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary);
}

.featured-compact-img {
  height: 160px;
  overflow: hidden;
  position: relative;
}

.featured-compact-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.4s ease;
}

.featured-compact-card:hover .featured-compact-img img {
  transform: scale(1.06);
}

.featured-compact-body {
  padding: 1.25rem;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.featured-compact-title {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 0.4rem;
}

.featured-compact-desc {
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.5;
  margin-bottom: 1rem;
  flex-grow: 1;
}

/* Project Financing Spotlight */
.pf-spotlight-card {
  background: linear-gradient(135deg, #07172e 0%, #0b2a5b 80%, #123f7a 100%);
  color: #ffffff;
  border-radius: var(--radius-xl);
  padding: 3.5rem 3rem;
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}

.pf-spotlight-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 3rem;
  align-items: center;
  position: relative;
  z-index: 2;
}

.pf-spotlight-metrics {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  margin: 2rem 0;
}

.pf-spotlight-metric {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-md);
  padding: 1.25rem 1rem;
  text-align: center;
}

.pf-metric-val {
  font-size: 1.75rem;
  font-weight: 900;
  color: var(--accent-gold);
  display: block;
  line-height: 1.1;
  margin-bottom: 0.35rem;
}

.pf-metric-lbl {
  font-size: 0.75rem;
  color: #cbd5e1;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  font-weight: 600;
}

/* Compact EMI Calculator Preview on Home */
.calc-preview-container {
  background: var(--bg-white);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 2.5rem;
  box-shadow: var(--shadow-lg);
  max-width: 900px;
  margin: 0 auto;
}

.calc-preview-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 2.5rem;
  align-items: center;
}

.calc-preview-box {
  background: linear-gradient(135deg, #07172e 0%, #0b2a5b 100%);
  color: #ffffff;
  border-radius: var(--radius-lg);
  padding: 2rem 1.5rem;
  text-align: center;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.calc-preview-emi-val {
  font-size: 2.2rem;
  font-weight: 900;
  color: var(--accent-gold);
  margin: 0.5rem 0 1rem 0;
}

/* Final Multi-Option CTA on Home */
.home-cta-card {
  background: linear-gradient(135deg, #07172e 0%, #0b2a5b 100%);
  color: #ffffff;
  border-radius: var(--radius-xl);
  padding: 3.5rem 3rem;
  text-align: center;
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}

.home-cta-options {
  display: flex;
  justify-content: center;
  gap: 1.5rem;
  margin: 2rem 0;
  flex-wrap: wrap;
}

.home-cta-pill {
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius-pill);
  padding: 0.6rem 1.4rem;
  font-size: 0.9rem;
  font-weight: 600;
  color: #ffffff;
}

.home-cta-actions {
  display: flex;
  justify-content: center;
  gap: 1.25rem;
  flex-wrap: wrap;
}

/* ==========================================================================
   FUNDING NEED QUICK SELECTOR (ABOVE-THE-FOLD CONVERSION)
   ========================================================================== */

.funding-selector-section {
  padding: 3.5rem 0 2rem 0;
  background: var(--bg-white);
}

.funding-selector-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1.25rem;
  margin-top: 2rem;
}

.funding-card {
  background: var(--bg-main);
  border: 1.5px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 1.5rem 1.15rem;
  text-decoration: none;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  position: relative;
  overflow: hidden;
}

.funding-card:hover {
  background: #ffffff;
  border-color: var(--primary);
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.funding-card-icon {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--bg-light-blue);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 1rem;
  transition: var(--transition);
}

.funding-card:hover .funding-card-icon {
  background: var(--primary);
  color: var(--accent-gold);
}

.funding-card-title {
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 0.4rem;
  line-height: 1.3;
}

.funding-card-desc {
  font-size: 0.8rem;
  color: var(--text-muted);
  line-height: 1.45;
  margin-bottom: 0.85rem;
  flex-grow: 1;
}

.funding-card-badge {
  display: inline-block;
  background: rgba(11, 42, 91, 0.08);
  color: var(--primary);
  font-size: 0.72rem;
  font-weight: 700;
  padding: 0.25rem 0.6rem;
  border-radius: var(--radius-pill);
}

/* ==========================================================================
   WHO ACTUALLY PROVIDES YOUR LOAN — TRUST & INTERMEDIARY DISCLOSURE
   ========================================================================== */

.lender-trust-callout {
  background: linear-gradient(135deg, #07172e 0%, #0b2a5b 100%);
  color: #ffffff;
  border-radius: var(--radius-xl);
  padding: 2.75rem 2.5rem;
  margin: 3rem auto 0 auto;
  max-width: 1040px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  box-shadow: var(--shadow-xl);
  position: relative;
  overflow: hidden;
}

.lender-trust-callout::before {
  content: '';
  position: absolute;
  top: -50px;
  right: -50px;
  width: 220px;
  height: 220px;
  background: radial-gradient(circle, rgba(243, 156, 18, 0.15) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.lender-trust-header {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.25rem;
  flex-wrap: wrap;
}

.lender-trust-badge {
  background: rgba(243, 156, 18, 0.2);
  color: var(--accent-gold);
  border: 1px solid rgba(243, 156, 18, 0.4);
  padding: 0.35rem 0.85rem;
  border-radius: var(--radius-pill);
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.lender-trust-title {
  font-size: 1.6rem;
  font-weight: 800;
  color: #ffffff;
  margin: 0;
}

.lender-trust-p {
  font-size: 0.95rem;
  color: #cbd5e1;
  line-height: 1.7;
  margin-bottom: 1.5rem;
}

.lender-trust-p strong {
  color: #ffffff;
}

.lender-trust-points {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  margin-top: 1.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
}

.lender-trust-point {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
}

.lender-trust-point i {
  color: var(--accent-gold);
  font-size: 1.15rem;
  margin-top: 0.2rem;
  flex-shrink: 0;
}

.lender-trust-point-title {
  font-size: 0.9rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 0.2rem;
}

.lender-trust-point-desc {
  font-size: 0.8rem;
  color: #94a3b8;
  line-height: 1.45;
  margin: 0;
}

/* ==========================================================================
   LOAN ELIGIBILITY CHECKER (CONVERSION TOOL)
   ========================================================================== */

.eligibility-checker-container {
  background: var(--bg-white);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 2.75rem;
  box-shadow: var(--shadow-lg);
  max-width: 980px;
  margin: 0 auto;
}

.eligibility-grid {
  display: grid;
  grid-template-columns: 1.3fr 0.9fr;
  gap: 2.5rem;
  align-items: center;
}

.eligibility-field {
  margin-bottom: 1.35rem;
}

.eligibility-label {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-weight: 700;
  font-size: 0.925rem;
  color: var(--primary);
  margin-bottom: 0.4rem;
}

.eligibility-input-group {
  position: relative;
  display: flex;
  align-items: center;
}

.eligibility-input-group i {
  position: absolute;
  left: 1rem;
  color: var(--text-muted);
  font-size: 0.95rem;
  pointer-events: none;
}

.eligibility-input {
  width: 100%;
  padding: 0.75rem 1rem 0.75rem 2.6rem;
  border: 1.5px solid var(--border-color);
  border-radius: var(--radius-md);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text-main);
  background: #ffffff;
  transition: var(--transition);
}

.eligibility-input:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(11, 42, 91, 0.12);
}

.eligibility-select {
  width: 100%;
  padding: 0.75rem 1rem 0.75rem 2.6rem;
  border: 1.5px solid var(--border-color);
  border-radius: var(--radius-md);
  font-size: 0.925rem;
  font-weight: 600;
  color: var(--text-main);
  background: #ffffff;
  cursor: pointer;
}

.eligibility-result-card {
  background: linear-gradient(135deg, #07172e 0%, #0b2a5b 100%);
  color: #ffffff;
  border-radius: var(--radius-lg);
  padding: 2.25rem 1.75rem;
  text-align: center;
  display: flex;
  flex-direction: column;
  justify-content: center;
  box-shadow: var(--shadow-md);
  border: 1px solid rgba(255, 255, 255, 0.1);
}

.eligibility-result-lbl {
  font-size: 0.8rem;
  color: #cbd5e1;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  font-weight: 700;
}

.eligibility-result-val {
  font-size: 2.35rem;
  font-weight: 900;
  color: var(--accent-gold);
  margin: 0.5rem 0 0.25rem 0;
  line-height: 1.1;
}

.eligibility-result-note {
  font-size: 0.75rem;
  color: #94a3b8;
  margin-bottom: 1.25rem;
  line-height: 1.4;
}

.eligibility-foir-strip {
  background: rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-sm);
  padding: 0.6rem 0.85rem;
  margin-bottom: 1.25rem;
  font-size: 0.8rem;
  color: #e2e8f0;
  display: flex;
  justify-content: space-between;
}

/* ==========================================================================
   DOCUMENT CHECKLISTS & TABS (FINANCIAL SERVICES & BORROWER READINESS)
   ========================================================================== */

.doc-checklist-section {
  padding: 5rem 0;
  background: var(--bg-main);
}

.doc-tabs-nav {
  display: flex;
  justify-content: center;
  gap: 0.75rem;
  margin-bottom: 2.5rem;
  flex-wrap: wrap;
}

.doc-tab-btn {
  padding: 0.75rem 1.75rem;
  background: var(--bg-white);
  border: 1.5px solid var(--border-color);
  border-radius: var(--radius-pill);
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--text-main);
  cursor: pointer;
  transition: var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
}

.doc-tab-btn:hover {
  border-color: var(--primary);
  color: var(--primary);
}

.doc-tab-btn.active {
  background: var(--primary);
  color: #ffffff;
  border-color: var(--primary);
  box-shadow: var(--shadow-sm);
}

.doc-tab-pane {
  display: none;
  animation: fadeIn 0.3s ease forwards;
}

.doc-tab-pane.active {
  display: block;
}

.doc-checklist-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
}

.doc-group-card {
  background: var(--bg-white);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 2rem 1.75rem;
  box-shadow: var(--shadow-sm);
}

.doc-group-title {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 1.25rem;
  padding-bottom: 0.75rem;
  border-bottom: 2px solid var(--bg-light-blue);
}

.doc-group-title i {
  color: var(--accent);
}

.doc-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.doc-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
  font-size: 0.875rem;
  color: var(--text-main);
  line-height: 1.5;
  margin-bottom: 0.85rem;
}

.doc-list li i {
  color: #16a34a;
  font-size: 0.95rem;
  margin-top: 0.2rem;
  flex-shrink: 0;
}

/* ==========================================================================
   LOAN FAQS ACCORDION
   ========================================================================== */

.faq-section {
  padding: 5rem 0;
  background: var(--bg-white);
}

.faq-accordion {
  max-width: 860px;
  margin: 0 auto;
}

.faq-item {
  background: var(--bg-main);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  margin-bottom: 1rem;
  overflow: hidden;
  transition: var(--transition);
}

.faq-item.active {
  border-color: var(--primary);
  background: #ffffff;
  box-shadow: var(--shadow-md);
}

.faq-question {
  width: 100%;
  padding: 1.25rem 1.5rem;
  background: transparent;
  border: none;
  text-align: left;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--primary);
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  transition: var(--transition);
}

.faq-question i {
  font-size: 0.85rem;
  color: var(--text-muted);
  transition: transform 0.3s ease;
}

.faq-item.active .faq-question i {
  transform: rotate(180deg);
  color: var(--primary);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.35s ease;
  padding: 0 1.5rem;
  font-size: 0.925rem;
  color: var(--text-muted);
  line-height: 1.65;
}

.faq-item.active .faq-answer {
  max-height: 500px;
  padding: 0 1.5rem 1.5rem 1.5rem;
}

/* ==========================================================================
   STATUTORY FOOTER LEGAL COLUMN & BADGES
   ========================================================================== */

.footer-legal-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  padding: 0.4rem 0.85rem;
  border-radius: var(--radius-pill);
  font-size: 0.75rem;
  color: #cbd5e1;
  margin-top: 0.75rem;
}

.footer-disclaimer-box {
  background: rgba(0, 0, 0, 0.25);
  border-left: 3px solid var(--accent-gold);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  padding: 0.85rem 1.25rem;
  margin: 1.5rem 0 1rem 0;
  font-size: 0.78rem;
  color: #94a3b8;
  line-height: 1.55;
  text-align: left;
}

.footer-disclaimer-box strong {
  color: #e2e8f0;
}