+91 96407 62645 / +91 73304 16525  |  +91 812 558 3355 das.atshyd@gmail.com  |  kirankumar.2479@gmail.com Begumpet, Hyderabad - 500016, (TG)-INDIA

Terms & Conditions of Service

Rules and stipulations governing website access, loan facilitation, advisory inquiries, and legal responsibilities.

1. Acceptance of Terms

By accessing or using this website (desirehyd.com), engaging with our consultants, or submitting loan information, you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, please refrain from using our services.

2. Scope of Advisory Services

Desire Loans And Services operates as an independent loan advisory intermediary and project financing consultant. We facilitate connections between prospective borrowers and recognized lending institutions (public sector banks, private commercial banks, and RBI-registered NBFCs).

We do not guarantee sanction of any loan product. Sanctions, interest rates, charges, and loan agreements are executed strictly between the applicant and the respective lender.

3. User Representations & Accuracy of Information

You agree to provide true, accurate, current, and complete information regarding your identity, employment status, monthly income, existing debt commitments, and property documentation.

Submitting fraudulent KYC credentials, doctored salary slips, fabricated financial statements, or disputed property link documents is a punishable offense under Indian law and will result in immediate termination of advisory services and potential reporting to law enforcement authorities.

4. Intellectual Property

All content, logos, graphics, text, calculator algorithms, trademarks, and branding assets featured on this website are the intellectual property of Desire Loans And Services. Unauthorized scraping, reproduction, modification, or distribution is prohibited without prior written consent.

5. Limitation of Liability

Desire Loans And Services shall not be liable for any direct, indirect, incidental, or consequential damages resulting from a lender's rejection of an application, processing delays caused by third-party bank verification teams, interest rate fluctuations, or changes in statutory stamp duty rates.

6. Governing Law & Jurisdiction

These terms and any disputes arising out of the use of our services shall be governed by and construed in accordance with the laws of India. Any legal proceedings shall be subject to the exclusive jurisdiction of the competent courts in Hyderabad, Telangana, India.

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